We have years of experience in helping home- buyers purchase with little or nothing down. We offer 
veteran we will qualify you for a VA loan. If you want to find out if the area you want to buy in is in a USDA eligible area we can find that out for you. If you want to apply for a down payment assistance program we are approved to offer and help you apply.

There are various first time home buyer loan programs and available to assist first time home buyers in making your home purchase. Our team of licensed Loan Officers and Realtors help first time home buyers determine which loan program will work best for you. If you are a first time home buyer in let us help you find and finance your new home purchase. 

1. Homebuying doesn’t begin with home searching. It begins with a mortgage prequalification — unless you’re lucky to have enough money to pay cash for your first house.

Often, first-time homebuyers “are afraid to get prequalified. The fear is you think the lender may tell you they don’t qualify for a mortgage or you qualify for a loan smaller than expected.  So you pick a price range out of the sky and say, ‘Let’s go look for a house.


And that’s not how it should be done. 

“You get preapproved, and then you find a home,” That  way, you’ll make a financial decision versus an emotional decision.”


if you are a

Home Buying Steps

Hassle-Free Home Buying
 Get pre-approved for free – before you shop for your new home – and get more bargaining power.

We can match you with a trusted, prescreened real estate agent Partnered agents ensure a seamless home-buying experience.

Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some mortgage programs require as little as 0% down! In many cases, your down payment can be a gift from a relative or nonprofit organization.

Avoid paying private mortgage insurance (PMI).Every day for the past 30 years, we’ve helped Americans just like you all across the country buy their first home. Contact us today to see how we can help.