You need to get preapproved before you shop for a home. This will help you to look within your price range. We will look at several different options to find you the best rates. Once pre-approved you can begin shopping.

We can help you determine if you are ready to buy a home.

Having the right real estate team at your side makes all the difference.  Let my Expierence guide you and help you achieve your dream of Home Ownership.

QUESTIONS/FEEDBACK

Find a Good Realtor

Once we determined how much you can really spend and are pre-approved you should find a good realtor we can help you locate a good buyer realtor. Your realtor should listen to your wants and needs carefully.     They may make recommendations or explain the market to help you find a home that suits your needs and that you can afford. They should offer several different options. Once you make an offer your realtor should work to negotiate terms that you are happy with. 

Request a Home Inspection

Another important step is a thorough home inspection. This is different from an appraisal. You should pay for the home inspection. The home inspector will look for hidden problems with the home. Through the home inspection you can learn about any issues that may prevent you from buying the home. This may include mold problems, termites, foundation problems and a bad roof. The inspection can save you thousands in repairs later on. Additionally, you may be able to negotiate a lower price if you know the home needs a new roof.

Be Patient During Closing

Once you have bid on your home and the offer is accepted you will go to closing. The closing attorney will work to make sure that all the documents, money and other necessary information is together before you close. The closing attorney is neutral in this this transaction they will follow the instructions of the Lender. Once everything is completed you will sign the closing papers. We typically will be present at closing to help you fully understand your loan.

Close and Move In

Once you have closed on your home, it is time to move in. You can paint, unpack and enjoy your new home. Be sure that you change your address with your bank, and other accounts. You can set up your utilities and cancel your old ones as well. This will save you time and money, because you will avoid late fees. Some companies will waive installation fees if you transfer your old account to your new address.